Forex cards in India are a category frozen in the past. Clunky onboarding, opaque exchange rates, no real-time spend visibility — the experience hasn't kept pace with how modern travellers actually move money. Meanwhile, Revolut, Wise, and others have raised the bar globally. VegaPay had the infrastructure. The question was: what could a world-class product look like on top of it? I initiated this project independently — researching competitors across the global and Indian forex landscape (Revolut, Wise, Bookmyforex, XE), identifying the experience gaps, and building a brand identity tailored for the modern Indian traveller. From there, I designed the complete product: onboarding, post-onboarding card management, multicurrency wallet, exchange flows, spend analytics, and the customer management backoffice. The concept started as an internal pitch and evolved into a live client demo — making the invisible infrastructure tangible enough to sell.